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AI law comparison · Data verified 2026-08-22

EU AI Act vs Texas TRAIGA

EU AI Act and Texas TRAIGA are two of the 169 AI and data regulations Aegis Firma tracks. They have different scopes, effective dates, and penalties — and many businesses fall under both. Here is the side-by-side, drawn directly from the regulatory registry.

Find which laws apply to my business

Side by side

Attribute
EU AI Act
Texas TRAIGA
Region
EU
US-TX
Effective date
2024-08-01
2026-01-01
Enforcement begins
2026-08-02
Who must comply
Applies to: (1) providers placing AI systems on EU market or putting into service, (2) deployers using AI systems within EU, (3) providers/deployers in third countries when output used in EU, (4) importers and distributo…
Applies to any person or entity that: (1) develops an AI system intended to interact with or make decisions about Texas residents; OR (2) deploys an AI system in Texas or to serve Texas residents. Unlike Colorado SB23-16…
Maximum penalty
€35,000,000 or 7% of global annual turnover (whichever higher) for prohibited AI; €15M or 3% for high-risk violations; €7.5M or 1% for incorrect information to authorities
$10,000–$12,000 per curable violation; $80,000–$200,000 per violation a court determines uncurable; $2,000–$40,000 per day for continuing violations (Tex. Bus. & Com. Code § 552.105(a)); state licensing agencies may add license suspension/probation/revocation or up to $100,000 on AG recommendation (§ 552.106). TX AG exclusive enforcement, no private right of action (§ 552.101), mandatory 60-day cure (§ 552.104)
Compliance requirements
10 tracked
7 tracked
Enforcement actions on record
2
None on record yet
Data last verified
2026-08-22
2026-08-25

Summary of publicly available regulatory text. Verify against current official sources before relying on this for compliance decisions. Not legal advice.

The key difference

EU AI Act takes effect first, so it is usually the more urgent of the two. EU AI Act tracks 10 compliance requirements and Texas TRAIGA tracks 7. They are not interchangeable — meeting one does not discharge the other. The practical question is not which law is “stricter,” but which of them — or both — actually applies to your business.

EU

EU Artificial Intelligence Act

Regulation (EU) 2024/1689 — the world's first comprehensive AI law. Classifies AI systems by risk: prohibited (social scoring, subliminal manipulation), high-risk (Annex III: HR, credit, education, critical infrastructure, law enforcement), limited-risk (transparency obligations for chatbots and deepfakes), minimal-risk (most AI tools). Providers AND deployers have obligations. Extraterritorial: applies when the AI s…

Full EU AI Act requirements
US-TX

Texas Responsible AI Governance Act (TRAIGA / HB 149)

Texas HB 149 (TRAIGA), signed June 22, 2025 and codified as Tex. Bus. & Com. Code Title 11, Subtitle D (ch. 551–552, with a ch. 553 regulatory sandbox and a ch. 554 Texas AI Council), prohibits specific harmful AI practices and imposes disclosure obligations. The Act focuses on intent-based liability. Subchapter B contains exactly seven prohibition/disclosure sections (§§ 552.051–552.057, verified against the enrolle…

Full Texas TRAIGA requirements

Common questions

Could both EU AI Act and Texas TRAIGA apply to my business?

Yes. EU AI Act and Texas TRAIGA are separate regulations with separate scopes — a business can fall under both at once. EU AI Act covers Applies to: (1) providers placing AI systems on EU market or putting into service, (2) deployers using AI systems within EU, (3) providers/deployers in third co… Texas TRAIGA covers Applies to any person or entity that: (1) develops an AI system intended to interact with or make decisions about Texas residents; OR (2) deploys an AI system i… If your operations meet both scopes, you must comply with both. Aegis Firma's free scan checks all 169 tracked regulations against your business profile so you do not have to read each law to find out.

Which has the higher maximum penalty — EU AI Act or Texas TRAIGA?

EU AI Act: €35,000,000 or 7% of global annual turnover (whichever higher) for prohibited AI; €15M or 3% for high-risk violations; €7.5M or 1% for incorrect information to authorities Texas TRAIGA: $10,000–$12,000 per curable violation; $80,000–$200,000 per violation a court determines uncurable; $2,000–$40,000 per day for continuing violations (Tex. Bus. & Com. Code § 552.105(a)); state licensing agencies may add license suspension/probation/revocation or up to $100,000 on AG recommendation (§ 552.106). TX AG exclusive enforcement, no private right of action (§ 552.101), mandatory 60-day cure (§ 552.104) Penalty structures differ by regulator and violation type — read each law's full page for the cure periods and per-violation detail.

When does each law take effect?

EU AI Act — effective 2024-08-01, enforcement from 2026-08-02. Texas TRAIGA — effective 2026-01-01. Dates last verified against official sources on 2026-08-22 and 2026-08-25 respectively.

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