North Dakota — State AI Laws (SB 2280 health-care prior-auth, HB 1167 political-ad disclosure, HB 1361 AI-personhood) + Federal Profile: AI Compliance Requirements
North Dakota is NOT an AI-unregulated state — its 2025 (69th) and 2023 (68th) sessions enacted narrow AI statutes, though no comprehensive cross-sector AI law. SB 2280 (signed Apr 23, 2025; effective Jan 1, 2026) requires that an adverse prior-authorization determination by a health insurer be made by a licensed physician and may not be issued solely by an artificial intelligence or automated system, and imposes decision deadlines on insurers. HB 1167 (signed Apr 11, 2025; effective Aug 1, 2025) requires a "This content generated by artificial intelligence" disclaimer on a political advertisement or communication that uses AI to realistically impersonate a real person, enforced as a Class A misdemeanor under the Corrupt Practices statute. HB 1361 (2023, emergency clause) amended the definition of "person" in North Dakota Century Code § 1-01-49(8) to provide that artificial intelligence may not be granted legal personhood or any right that personhood entails. HB 1320 (2025, a deepfake-imagery ban) FAILED on the House floor (17-69) and is not law. North Dakota's economy is dominated by agriculture (wheat, soybeans, sunflowers — leading US producer), energy (Bakken oil, wind), and financial services (Alerus Financial, Gate City Bank); AI in precision agriculture, pipeline monitoring, and commodities trading is also subject to federal oversight. Federal laws apply: FTC Act § 5, Title VII / ADA, FCRA, COPPA; USDA/EPA guidance for agricultural AI, PHMSA guidance for pipeline AI. North Dakota legislature meets biennially (odd years); next session January 2027 — monitor ndlegis.gov.
Summary of publicly-available regulatory text as of 2026-08-22. Verify against current official sources before relying on this for compliance decisions. Not legal advice.
Key Facts
January 1, 2024
State AI penalties now exist. HB 1167 AI political-ad disclosure violations are a Class A misdemeanor (criminal). SB 2280 health-insurer prior-authorization requirements are enforced by the North Dakota Insurance Department against health plans (civil/regulatory). HB 1361 is definitional (no penalty). Federal FTC civil penalties up to $51,744 per violation also apply.
What Your Business Must Do
7 compliance requirements identified. Critical requirements carry the highest risk of enforcement action.
SB 2280 (2025) — AI in Health-Insurer Prior Authorization (eff. Jan 1, 2026)
High PriorityNorth Dakota SB 2280 (69th Legislative Assembly, signed Apr 23, 2025, effective January 1, 2026) requires that an adverse prior-authorization (utilization-review) determination by a health insurer or utilization-review entity be made by a licensed physician and prohibits a denial issued solely by an artificial intelligence or automated decision system; it also imposes timeframes on prior-authorization decisions. Health plans, utilization-review organizations, and their AI vendors operating in North Dakota must ensure a licensed physician makes and is accountable for any AI-assisted adverse determination. Enforced by the North Dakota Insurance Department.
Deadline: January 1, 2026
SB 2280, 69th Legislative Assembly (2025) — NDCC codified section not independently confirmed this cycleFTC Act § 5 — Deceptive or Unfair AI Practices
High PriorityFTC Act § 5 applies to all North Dakota businesses using AI. North Dakota Consumer Fraud Act provides state-level enforcement for deceptive AI practices. Ensure AI systems disclose their nature, AI claims are truthful, and AI-driven agricultural commodity pricing does not engage in unfair trade practices.
HB 1167 (2025) — AI Disclosure on Political Advertising
Medium PriorityNorth Dakota HB 1167 (69th Legislative Assembly, signed Apr 11, 2025, effective Aug 1, 2025) amends the Corrupt Practices statute to require a prominent "This content generated by artificial intelligence" disclaimer on any political communication or advertisement that uses AI to realistically depict or impersonate a real person (candidate, committee, party, or ballot measure). A violation is a Class A misdemeanor. Campaigns, committees, agencies, and platforms distributing AI-generated political content in North Dakota must carry the disclaimer.
Deadline: August 1, 2025
HB 1167, 69th Legislative Assembly (2025), amending the North Dakota Corrupt Practices statute (NDCC ch. 16.1-10)HB 1361 (2023) — Artificial Intelligence May Not Be Granted Legal Personhood
Lower PriorityNorth Dakota HB 1361 (68th Legislative Assembly, 2023, emergency clause) amended North Dakota Century Code § 1-01-49(8) so that the definition of "person" excludes artificial intelligence — AI (along with environmental elements, animals, and inanimate objects) may not be granted legal personhood or any right that personhood entails, and a natural person's rights are superior. This is a definitional / liability-context statute (no penalty): AI systems cannot hold rights, sign contracts as a principal, or bear personhood-based legal standing in North Dakota; legal responsibility rests with the natural or corporate persons deploying the AI.
Deadline: January 1, 2023
NDCC § 1-01-49(8), as amended by HB 1361 (2023, 68th Legislative Assembly, emergency clause)EEOC / Title VII / ADA — AI Employment Screening Compliance
Medium PriorityEEOC May 2023 guidance applies to North Dakota employers using AI hiring, scheduling, or performance evaluation tools. North Dakota's oil field, agricultural processing, and healthcare sectors using AI worker monitoring must test for disparate impact. Document AI vendor disparate impact test results.
PHMSA — Pipeline AI Monitoring and Safety Systems
Medium PriorityNorth Dakota's Bakken oil formation has extensive pipeline infrastructure monitored by AI leak detection and safety systems. Pipeline and Hazardous Materials Safety Administration (PHMSA) guidance on AI and machine learning in pipeline integrity management (PHMSA-2023-0011) applies to pipeline operators using AI leak detection, anomaly detection, or predictive maintenance AI. AI failures in pipeline safety systems have regulatory consequences.
Monitor North Dakota AI Legislation
Lower PriorityMonitor ndlegis.gov. North Dakota legislature meets biennially (odd years). Next session: January 2027. North Dakota's agricultural sector may drive data privacy and AI data governance legislation.
Recent Regulatory Guidance
North Dakota SB 2280 enacted — physician sign-off required for AI prior-authorization denials (Apr 23, 2025)
North Dakota enacted SB 2280 (69th Legislative Assembly), signed by Gov. Kelly Armstrong on April 23, 2025 and effective January 1, 2026. The law reforms health-insurer prior authorization: it imposes decision deadlines and requires that any adverse determination be made by a licensed physician rather than solely by an artificial intelligence or automated system. Health plans, utilization-review entities, and their AI vendors operating in North Dakota must build a licensed-physician review step into AI-assisted denial workflows.
USDA NRCS: Precision Agriculture AI Technology Guidelines (2023)
USDA Natural Resources Conservation Service guidance on AI-assisted precision agriculture for crop planning, irrigation, and soil management. Covers data ownership, privacy in farm management AI systems, and responsible AI use in USDA-funded conservation programs. Relevant to North Dakota's large-scale grain farming operations using AI crop analytics.
Frequently Asked Questions
Does North Dakota — State AI Laws (SB 2280 health-care prior-auth, HB 1167 political-ad disclosure, HB 1361 AI-personhood) + Federal Profile apply to my business?
North Dakota is NOT an AI-unregulated state — its 2025 (69th) and 2023 (68th) sessions enacted narrow AI statutes, though no comprehensive cross-sector AI law. SB 2280 (signed Apr 23, 2025; effective Jan 1, 2026) requires that an adverse… Use Aegis Firma's free scanner to get a personalized assessment in under 5 minutes.
What is the penalty for non-compliance?
The maximum penalty under North Dakota — State AI Laws (SB 2280 health-care prior-auth, HB 1167 political-ad disclosure, HB 1361 AI-personhood) + Federal Profile is: State AI penalties now exist. HB 1167 AI political-ad disclosure violations are a Class A misdemeanor (criminal). SB 2280 health-insurer prior-authorization requirements are enforced by the North Dakota Insurance Department against health plans (civil/regulatory). HB 1361 is definitional (no penalty). Federal FTC civil penalties up to $51,744 per violation also apply.. Fines are typically scaled by company size, severity of violation, and whether violations were willful or accidental.
How do I comply with North Dakota — State AI Laws (SB 2280 health-care prior-auth, HB 1167 political-ad disclosure, HB 1361 AI-personhood) + Federal Profile?
The 7 requirements above cover the core obligations. The fastest path to compliance is: (1) conduct an AI risk assessment, (2) document your AI systems, (3) implement transparency disclosures where required. Aegis Firma generates all required documents automatically.
Official Source
https://ag.nd.govLast updated: 2026-08-22 — verify at source before relying on this information.
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